Actual interest rates and APR's may vary based on credit history. Quotes assume 20% down payment.
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.765%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.770%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.275%  0.000%
Assumptions




Homebuying the Hills Bank Way
Locally Owned
Loan decisions are made right here by people who live in your neighborhood. Our empowered employees aim to grow relationships by listening to you so they understand your needs.
Convenience
Hills Bank and Trust Company has made applying for a loan easier than ever – begin the journey to homeownership by completing our online application. Questions? A Hills Bank and Trust Company lender is ready to answer your questions via email, phone, or in person at any of our convenient locations.
Solutions
With lenders in every office, we’re prepared to help you every step of the way. Our experienced lenders can help place you with the mortgage product that best meets your needs. First time homebuyer? We can guide you towards several first time homebuyer programs to make your first home a reality.
Stability
We understand that stability is key to earning confidence. For over 100 years we have been building long-lasting relationships with our customers, generation after generation.